Financial Guidance
Financial counselling is about more than just money. Our EAP Guidance Team provide practical advice and tools in a relaxed and easy to understand manner.

Impartial Guidance
Our team are impartial in their recommendations and the information and guidance they give is aimed at helping you to resolve and/or improve your financial situation.
This advice may include guidance on:
- Spending less than you earn – saving the surplus for future use
- Knowing what is coming in and what is going out – setting up a budget and being intentional about spending
- Insight on borrowing money – understanding the different types of borrowing, when it is beneficial and how to make smart decisions.
- Taking a long-term view – having a regular savings routine for future spending, emergency funds andretirement
- Tackling debt – setting realistic and attainable financial goals
- Growing your money – understanding investment and savings options
- Protecting what you have – why you may need insurance for yourself, your property and income and also your investments
- Buying a home – knowing what sort of deposit you’ll require and how much your repayments might be
- Preparing for retirement – preparing a fixed income budget.
